1.0. INTRODUCTION

At SKILLWAVE SMART LIMITED, we use cookies and other tracking technologies to improve your experience on our platforms, which includes our website and mobile application. This Cookie Policy explains how we use cookies, what types of cookies we use, and how you can manage your cookie preferences. This policy is compliant with the Nigerian Data Protection Regulation (NDPR) and the Nigerian Data Protection Act (NDPA).

2.0. SCOPE OF THIS POLICY

This Policy is between you (the User of this website) and Skillwave smart Limited (the Owner and Provider of this website). It does not extend to any websites that can be accessed from this website including, but not limited to, any links we may provide to social media websites.

3.0. WHAT ARE COOKIES?

Cookies are small text files that are placed on your device (computer, mobile phone, tablet) when you visit a website. They help the website remember information about your visit, like your preferences and login status, and provide a smoother user experience.

4.0. TYPES OF COOKIES WE USE

We use the following categories of cookies on our platforms:

1. Essential Cookies: These cookies are necessary for the basic functionality of the platform. They allow you to navigate the website, access secure areas, and use essential features, such as user authentication and payment processing. Without these cookies, certain services may not function properly.
2. Performance and Analytics Cookies: These cookies help us understand how users interact with our platform by collecting anonymous information on usage patterns. We use this data to improve the functionality and performance of our services.
3. Functionality Cookies: These cookies allow us to remember your preferences and tailor your experience on the platform. For example, they remember your login details and other customizable settings, helping us personalize your experience.
4. Targeting and Advertising Cookies: These cookies track your browsing habits on our platform and across the web to deliver personalized advertisements that may be relevant to your interests. They also help us measure the effectiveness of our advertising campaigns.

5.0. USE OF COOKIES

We use cookies for the following purposes:

1. To ensure the security and integrity of the platform by identifying and preventing fraudulent activity.
2. To enhance the user experience by remembering preferences, login details, and previously visited pages.
3. To analyze user behavior and website performance, helping us improve the design and functionality of our platform.
4. To deliver relevant advertisements and marketing content to users based on their browsing activities.
5. To comply with legal and regulatory obligations, including Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations, by monitoring certain activities and patterns.

6.0. THIRD PARTY COOKIES

We may allow third-party service providers, such as analytics and advertising partners, to set cookies on your device. These third-party cookies help us understand how users interact with our platform, deliver targeted advertisements, and measure the effectiveness of our campaigns. These third parties may also collect information about your browsing activities across different websites over time.

Third-party cookies are governed by the respective third-party privacy policies, and we encourage users to review them to understand how their information is collected and used.

7.0. COOKIE CHOICES

You have the right to control how cookies are used on our platform. You can manage your cookie preferences in the following ways:

1. Browser Settings: Most web browsers allow you to control cookies through their settings. You can choose to block or delete cookies. However, please note that if you disable certain cookies, some features of the platform may not function properly.
2. Cookie Consent Banner: When you visit our platform, a cookie consent banner will appear, allowing you to accept or manage your cookie preferences. You can choose which types of cookies you consent to or reject. This setting will be remembered for future visits unless you clear your cookies.

8.0. DATA PROTECTION AND PRIVACY

The information collected through cookies is considered personal data under the NDPR. We ensure that all personal data collected through cookies is handled in compliance with our Privacy Policy, and we apply appropriate safeguards to protect the integrity and confidentiality of user data.

• We do not use cookies to collect sensitive personal information such as identification documents or financial details.
• We will never sell or rent users' cookie-generated data to third parties.

9.0. LENGTH OF COOKIES STORAGE

Cookies are stored on your device for varying periods, depending on whether they are session cookies or persistent cookies:

1. Session Cookies: These are temporary and are deleted from your device when you close your browser.
2. Persistent Cookies: These remain on your device for a specified period or until you manually delete them.

The storage period of each cookie type is specified in the cookie settings, which can be accessed via the cookie consent banner.

10.0. CHANGES TO COOKIE POLICY

We may update this Cookie Policy from time to time to reflect changes in our practices or legal obligations. Any significant changes will be communicated to users through notifications on our platform or by email. Continued use of our platform after changes are made shall constitute acceptance of the updated policy.

11.0. CONTACT

If you have any questions about this Cookie Policy or our data collection practices, you can contact us using any of our contact options listed on our platforms. SKILLWAVE SMART LIMITED’s Cookie Policy is designed to comply with the Nigerian Data Protection Regulation (NDPR), the Nigeria Data Protection Act (NDPA) and international data protection standards.